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Individual Employers

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INDIVIDUAL EMPLOYERS

We manage 400 self-insurance programs for individual employers. Self-insurance for an individual employer can be accomplished through many different structures, including: self-insurance combined with appropriate reinsurance, high-deductible insurance policies, retrospectively-rated insurance policies and captive insurance programs. CCMSI has considerable experience with the design and administration with these types of self-insurance programs.

Let us show you how you can cut costs, improve control and get the customized coverage you need with a self-insured risk management program from CCMSI.

Administration: We'll eliminate the headaches with proactive management across all your lines of coverage, including workers' compensation, auto liability, general liability, property and more.

Claims: When claims are filed, you'll get fair claims investigation, analysis and compensation/liability determination that keeps your costs under control while keeping your employee needs covered. We'll also handle the payment of claims, medical and disability management, litigation, etc., so you can concentrate on all the other facets of your daily business demands.

Loss Control/Safety Services: Effective risk prevention can go a long way towards reducing unnecessary claims. At CCMSI, we'll work with you to create and implement customized health and safety programs that reduce the frequency and severity of claims.

Additional Services: From excess placement to effective managed care, we'll create a customized plan that keeps costs under control and employees on the job. And we'll make you an integral part of the process with our advanced Internet claims software that keeps you in the loop and up-to-date with the latest claims information.