The Mid-West Truckers Risk Management Association (MTRMA) was born in 1991 - during a hard insurance market thick with "carriers who did not want to write workers' compensation for the trucking industry," says Bryan Thomas, CEO of CCMSI. The average loss ratio within the industry was 75 percent, insurance premiums were outrageous, and often, trucking companies were underinsured or left hanging with no work comp coverage thanks to a sudden termination by their carriers.
At the time, Thomas was a newcomer to CCMSI, charged with working at the grass-roots level to help develop a solution: the first self-insured workers' compensation group for truckers in the nation. The goal was to provide affordable and stable long-term workers' compensation coverage for reputable and qualifying trucking companies in Illinois.
Since inception, through hard and soft insurance markets, MTRMA has enjoyed a successful track record - returning more than $10 million in workers' compensation premiums to members since inception.
While many other self-insured groups have failed, MTRMA keeps on "trucking" - delivering massive advantages to members, according to Jeanne Campo, secretary treasurer of the Mid-West Truckers Association (MTA) and an MTRMA Board of Director. MTRMA's long-term success is a result of a variety of factors, according to members and administrators, including MTA's backing of the program, a disciplined underwriting platform, CCMSI's team-management structure, aggressive claims management, effective loss control and intimate knowledge of the trucking industry.
The Critical Backing of MTA
The support of MTA cements MTRMA, and is likely the most critical component to the self-insured group's long-lasting success, according to members. MTA recommends that its 2,650 members consider MTRMA as their workers' compensation solution and greatly facilitates communication to MTRMA members. Without MTA's backing, it would be more difficult to gain quality members into the self-insured pool, according to Thomas.
Since the inception of the program, MTRMA has benefited from consistent leadership and stability at the Executive Board and two members of the Board of Directors that have served in their capacities since the inception of the program. The Executive Board and Board of Directors and their tenure of service are as follows:
EXECUTIVE BOARD:
1. Fred Widman from June 15, 1991 to Present
2. Merritt Cagwin from June 15, 1991 to Present
3. Dave Turner from June 15, 1991 to Present
4. Vince Luckey from August 16, 1991 to Present
5. Dave Schumm from August 16, 1991 to Present
6. Dennis Boesdorfer from January 20, 1995 to Present
7. Jeanne Campo from June 2003 to Present
8. Don Schaefer from July 2005 to Present
BOARD OF DIRECTORS:
1. Merritt Cagwin, current MTA President
2. Vince Luckey, current MTRMA President and Chairman
3. Dave Schumm, current MTRMA Vice-President
4. Jeanne Campo, current MTRMA Secretary-Treasurer
5. Dennis Boesdorfer
If you are interested in becoming a member of MTRMA, please call:
Stacey Greene at 800.252.5059, ext. 1200, or Stacey Greene at sgreene@ccmsi.com.
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