CCMSI takes your personal privacy seriously. Because we value our customer relationships, we do not sell customer information. We will only share your information for the purposes of placing your insurance and as otherwise permitted by law. This Privacy Disclosure outlines our information sharing practices to help you understand how we protect your privacy, when we collect and use information about you, and the measures we take to safeguard that information.
Information We Collect:
We collect nonpublic personal financial information about you as required by the insurance companies, including:
- Information we receive from you on applications or required questionnaires, such as your occupation, current employer and social security and driver’s license numbers.
- Information about your transactions with us, our affiliates, or previous insurers; such as your policy coverage, claim information, premiums and payment history.
- Information we receive from a consumer reporting agency that is obtained for the purpose of ascertaining credit histories. These reports are obtained as underwriting tools to determine bill paying habits and credit worthiness. These reports are not subject to race, gender or income.
- Motor vehicle reports may also be requested from the state to disclose driving history.
Information We Share
We do not disclose any nonpublic personal financial information about our customers or former customers to anyone, except as permitted by law. For example, we may disclose nonpublic personal financial information about you to market your insurance coverage directly with insurers and providers. We also may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other insurers or providers with whom we have joint marketing agreements.
We restrict access to nonpublic personal financial information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal financial information.